WEALTHHUB
🇮🇳  India Mode — INR · NSE/BSE · Indian Tax Laws
SIP · India

SIP Wealth Calculator

Harness compounding through disciplined monthly SIPs — India's most powerful wealth-creation tool.

Total Corpus
₹0
0x
Amount Invested
₹0
Wealth Gained
₹0
0% gains
PARAMETERS
₹25,000
12.0%
Nifty 50 hist. avg ~13%
15yrs
Tax Saved (80C/ELSS)
₹0
Corpus Breakdown
Returns
0%
Invested
Earnings
Milestones

Year-by-Year Projection

YrInvestedValueGains%Progress

Start Early

₹5,000/month at 25 = ₹3.52 Cr by 60. At 35, same SIP = only ₹1.17 Cr. Compounding rewards the early bird by 3x.

📐

Rule of 72

Divide 72 by return rate = doubling time. At 12%, money doubles every 6 years.

📊

Rupee Cost Averaging

SIPs buy more units when markets fall and fewer when high — automatically lowering average cost.

Loan Planning · India

EMI & Mortgage Planner

Calculate EMI, total interest burden and Section 24(b) tax benefits on your home loan.

Monthly EMI
₹0
Total Interest
₹0
Total Payment
₹0
LOAN PARAMETERS
₹50L
8.5%
SBI Home Loan ~8.25% (Mar 2026)
20yrs
Tax Benefit Sec 24(b)
₹0
Up to ₹2L deduction/yr
Payment Breakdown
Interest
0%
Principal
50%
Interest
50%
Min income needed
EMI <40% of gross
₹0/mo

Amortization Schedule

YrOpeningPrincipalInterestClosing
Financial Independence · India

🔥 FIRE Calculator

Find your FIRE Number — the corpus that funds your lifestyle forever.

🎯 FIRE Corpus
₹0
Years to FIRE
0 yrs
Safe Withdrawal/mo
₹0
FIRE INPUTS
30
₹75,000
₹25L
₹50,000
10%
6%
FIRE Journey
Progress to FIRE0%
Your FIRE Type
Returns Analysis · India

ROI & Compound Growth

Compare investment vehicles and understand compound growth.

LUMP SUM CALCULATOR
₹10L
12%
20yrs
Final
₹0
Returns
₹0
Multiplier
0x
Growth Curve

Asset Class Comparison — ₹1 Lakh, 20 Years

Historical averages

Protection Planning · India

Life Insurance Planner

Calculate recommended cover using the HLV method.

YOUR PROFILE
₹18L
32
60
₹30L
₹0
Recommended Cover
₹0
Coverage Gap
₹0
Est. Term Premium/yr
₹0
30-year term plan (approx)
Tax Optimization · India

Tax Optimizer

Compare Old vs New regime (FY2025-26) and maximize deductions.

INCOME & DEDUCTIONS
₹18L
₹1.5L
₹25K
₹0
₹50K
Regime Comparison
Old Regime Tax
₹0
Eff: 0%
New Regime Tax
₹0
Eff: 0%
Best Regime
You save ₹0
Financial Academy

Master Your Money

Structured learning for every stage of your wealth journey.

Beginner

Financial Foundation

Emergency fund, insurance, first SIP — the non-negotiables.

6 modules · 45 min
Intermediate

Wealth Architect

Asset allocation, equity vs debt, tax-efficient investing.

8 modules · 75 min
Advanced

FIRE Mastermind

Retirement, withdrawal strategy, estate planning.

10 modules · 90 min

Key Financial Concepts

Ideal Milestone Timeline

Reference

Finance Glossary

Every financial term in plain language.

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